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How One Woman Scammed a Dozen People out of $5.4 Million

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Woman claimed to have purchased software from Europe that can let doctors to remotely examine and talk with patients, and need more money to pay taxes and fees.  But it was all a ruse. In the end she got $5.4 million from about 50 people and spent it mostly on herself and her friends, only 300K actually went to the software, and it's not even purchased.

But what's really disturbing is how she exploited her friends and victims, making them believe they just need to lie a little, she'll get the money soon. Even more, she convinced two ex-air-marshals into pretending to be still active to intimidate people into coughing up more money.

What's even more disturbing is she apparently believes she will be offered probation because of her education and career... as she somehow has degrees in electrical engineering and law...

Unfortunately, this time, the law has documented all of her lies... Like her claim that a fictitious billionaire will "lend" her 74 million, and the time she claimed to be in negotiation for the "loan", she's actually in Jamaica, celebrating one of her girlfriend's birthday. And she had been to Bora Bora and other ritz-y resorts around the world, all while claiming medical emergencies and tough negotiations to her victims, trying to squeeze even more money... Once, the victims even sent her the social security check...

And it's not just the money, but the devastation it left behind on the victims. Most of the victims had invested their life savings, and even mortgaged their homes and businesses to put in even more money for a "sure bet". Now they have lost everything, all based on lies, lies, and more lies.

Meet Keisha L Williams, who will be spending the next 15 and a half years in Federal prison. And this is her story.

BREAKING: Washington State Attorney General Sues Lularoe, Allege "Pyramid Scheme"

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On Friday, 25-JAN-2019, the Washington attorney general filed a lawsuit against LulaRoe, the clothing marketer, for operating as a pyramid scheme that defrauded the "fashion consultants" it employs.

Without going into too much detail, LuLaRoe is best known for selling leggings (and other stuff) on a lottery system. Each consultant is expected to buy $2000 to $9000 worth of stuff upon signing up. Yet they will not know what they will receive.  Since 2014, over 3500 Washington residents signed up, but less than 2000 remain active today. Between 2014 and 2017, LuLaRoe consultants receive bonuses based on how much inventory they and their recruits have PURCHASED (not sold) from the company.  It is obvious that the more the consultants recruited (and each recruit bought THOUSANDS of dollars of stuff), the more bonuses were paid out. The compensation plan was changed in 2017 to be only based on sales of the consultant alone.

There are PLENTY of other problems with the company's practices. The leggings have to be unpacked to be show to potential customers (including for eBay), yet LuLaRoe have refused to provide refund if the package was opened. There were frequent charges of "low quality". Multiple designers have charged LulaRoe of stealing their designs and patterns without their permission. After multiple complaints, LLR seems to have moved to taking vector art and remixing them, but again, many seems to have been used without the proper license.

MLMSkeptic had penned a commentary "Is LuLaRoe eating its own tail?" in 2017, when LuLaRoe attempted to serve a "discovery" on a blog critic who goes by MommyGyver, claiming she had disclosed company secrets.

Why You Should Not Follow Youtube Health Advice: who is the "Drugless Doctor" on Youtube?

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If you look on Youtube for health advice, you may have come across Dr. Bob DeMaria, who goes by the moniker "Drugless Doctor", and sometimes, "Dr.Bob".

The problem is, he never got an MD. The closest credential he got was a chiropractic degree he got from the "National College of Health Sciences" (now National University of Health Sciences) back in 1978.

Bob mentioned in his LinkedIn profile that he went to Clayton College for further studies. What he did not mention was that Clayton College of Natural Health was NOT an accredited school, does mostly distance learning, and closed in 2010 instead of seeking accreditation, and was sued by students who got neither degree nor refund. Indeed, one investigation by the state turned up someone who managed to obtain FOUR diplomas from this school over 14 month period: BS, MS, Ph.D., AND "Doctor of Naturopathy".

Clayton College is also known for selling their founder's nutritional supplements "Doctor Clayton's Naturals", from minerals and vitamins to homeopathic remedies.

But that's not the most disturbing thing about Bob DeMaria (I refuse to call him doctor)...


The most dangerous part about Bob is Bob gives medical advice on Youtube from the utterly ridiculous to ones that can literally KILL YOU. Among his past claims:

When challenged by a British skeptic to provide peer-reviewed studies to support his anti-GMO views and his research on chlorella, Bob's reaction is to delete all of the skeptic's comments.

But he will gladly sell you some nutrition (-al supplements) that he claims are not drugs, but will help you nonetheless, for whatever that ails you, including ADHD (which is obviously, NOT a part of chiropractic studies), not to mention a lot of OTHER stuff unrelated to chiropractics.

Bob DeMaria's website where he'll sell you plenty of stuff
NOT related to chiropractic, the only thing he's certified in

Why would anyone trust his non-chiropractic advice? Are they all dazzled by his (not) doctor demeanor?

My skeptical advice to you is to NEVER follow any medical advice you got on social media and Youtube. Youtube is great for DIY mechanical stuff, but complete garbage when it comes to health.

Scam Psychology: Antivax Alternative Facts redux

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Antivaxers are well known for bogosities and inability to admit defeat. I've covered this previously but recently, some more bogus facts pushed by antivaxers simply chafed me wrong.

On 27-JAN-2019, in a bit of debate on flu vaccine, someone brought up the "Bill Gates is antivax" hoax. I quickly replied with a rebuttal citing.


Politifacts tracked down the source to a website called Yournewswire, who have NO citing at all. No name, no proof, nothing. Indeed, it is a fake news clickbait site.

Not that it matters to the claimant, who simply dismissed the rebuttal, so I called him out on it.


So he jumped over to Google and pasted the first link he found that supposedly proves it.


Which leads to this article:


At the bottom, the "source" is cited as Transcend Media Service, where a virtually identical article can be found, but the ORIGINAL source was revealed to be YourNewsWire... the very source debunked in the article I linked.


Indeed, YourNewsWire has a long history of publishing fake news clickbait later debunked by Snopes that now number in the dozens.

Sample headlines published by YourNewsWire includes:

"Katy Perry: 'Human Flesh is The Best Meat; Cannibalism Got A Bad Rap'"

"George Soros Orchestrates Devastating Plan to Kill 100000 Haitians"

and so on.

But none of this bull**** has any effect on the original poster.


Guess we have to consider him an antivax troll.

The Perfect Cartoon Summarizing My Experiences

Did a New Zealand primary school principal sold DoTerra to her own school and forced it on her students?

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An interesting bit of news passed my desk this morning: Parent threatens to sue primary school if essential oil diffusers are not removed.

Apparently a parent (also attorney) Rainey is threatening to sue Milford Primary School in Auckland, New Zealand if essential oil diffusers are not removed from the classrooms. A one paragraph notice, buried in a newsletter to parents, notified that 20 diffusers will be spread among the classrooms diffusing DoTerra Onguard mix which supposedly helps students concentrate and ward off illnesses. However, several ingredients in the Onguard mix can trigger asthma and other allergies.

Further digging shows that the school had budgeted 2000 AUD for these diffusers. The principal, Sue Cattell, claimed that this is the first negative reaction to the item, buried in March 2019 PTA meeting notes. Turns out, the principal herself was the instigator of the agenda item... Apparently she's a DoTerra seller on the side. In the PTA meeting, the agenda item also suggested pitching DoTerra diffuser kits to parents as a fundraiser.

Since she didn't unilaterally approve the purchase, it's technically NOT an ethical violation, but her failure to disclose that she's the seller? It's DISGUSTINGLY DISHONEST.

And about keeping students healthy? That's the sort of bogus claim that got DoTerra an FDA warning back in 2014. But then, DoTerra reps always had a sense of hyperbole... Previously they had even suggested DoTerra oil can kill Ebola virus (and many other viruses). No, I wasn't kidding. And no, essential oil doesn't kill viruses when diffused.

Tsk, tsk.

(originally via BehindMLM)



IPro Sued by SEC as Alleged Pyramid Scheme

Just how much of MLM is smoke and mirrors (and illusions of wealth)?

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Recently, an article on BehindMLM caught my attention. The title was "Wakaya Perfection Field Leader sentenced to prison for fraud".

It's not the fraud itself though, but the circumstances that caught my attention.

According to the article, Andre Vaughn *had* an illustrious MLM career MLM.

In an article in Networking Times, Vaughn claimed to have found MLM on "February 24, 2005".



In 2012 Youngevity brochure, Vaughn was named as one of the "million dollar earners"




In 2014, he was cited as "Senior Vice Chairman," and "Marketing Director" of Youngevity.



Vaughn jumped ship to Wakaya Perfection in late 2015 when the existing leader left the company with several top "officers". This resulted in Youngevity and Wakaya suing and countersuing each other.

He was cited as "Founding Member" and "Gold Member Billionaire's Inner Circle" in Wakaya. His current rank is believed to be "Blue Diamond Ambassador" (among the highest") which I presume, comes with a hefty paycheck.

Then I learned that Vaughn pled guilty to bankruptcy fraud... Fraudulently declaring bankruptcy together and separately with his wife Monique (with twins) in

  • April 2005
  • June 2012
  • July 2013
  • April 2015. 

Now let's put that in perspective by lining up the events, just those we can document. And that doesn't even include any of his Wakaya titles.

  • Joined MLM in February 2005
  • Declared bankruptcy in April 2005
  • Joined Youngevity sometime prior to 2012 (probably 2009?)
  • Million dollar earner in Yougevity in 2012
  • Declared bankruptcy in June 2012
  • Declared bankruptcy in July 2013
  • Senior Vice Chairman, Marketing Directory of Youngevity in 2014
  • Declared bankruptcy in April 2015

Either this guy declares bankruptcy at a whim to cheat his creditors, or MLM doesn't pay NEARLY enough and his "million earner" status was an illusion. The truth is probably somewhere in between.

In fact, even Vaughn's accomplishments at Youngevity is in doubt. In the lawsuit between Youngevity and Wakaya, Youngevity alleged that then-president Andreoli "force qualified" Vaughn and his wife (i.e. they got the rank WITHOUT meeting the required goals) resulting in them getting paid more without actually bringing in more sales.

Either MLM attracts this sort of people... or encourages this sort of behavior.





Pardon for the long hiatus

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Suffice to say, my life circumstances have changed, and while I'm trying to settle down, it's my time to write about things is severely limited.

I am back, but I still won't be writing that often. Figure once or twice every month.

How Article Writers Cheat To Make Subject Matter Look Better

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Recently, I came across this article in my news feed:

6 Reasons You Should Eat Organic from mindbodygreen.com
I am a skeptic. I doubt most things I read, and the "goodness" of organic food is one of those "it smells" things. And I am not surprised that the writer cheated on several counts to come up with six items, and most of those are extremely one-sided, but then, a website named "mindbodygreen.com" is hardly a neutral source.

First thing to note... the original URL says "4 reasons"... Article says 6 reasons. So clearly, it's been "edited" to inflate the number of reasons.

So, what are the reasons?

  1. Organic food can reduce the amount of chemicals in our bodies
  2. Organic food can lead to more nutritious or vitamin-enriched fruits and vegetables
  3. Organic dairy and meat can be healthier than non-organic varieties
  4. Organic food may have higher levels of omega-3 fatty acids
  5. Organic food is GMO-free
  6. Organic food might be better for the environment
Just looking at the list and you can see they repeated a few. 3 is basically a subset of 2. 4 is again, a subset of 2.  


Let's rewrite that to cut away the redundancy, and we're left with
  1. Organic food can reduce the amount of chemicals in our bodies
  2. Organic food can lead to more nutritious or vitamin-enriched fruits and vegetables  can be more nutritious/healthier
  3. Organic dairy and meat can be healthier than non-organic varieties  (see 2)
  4. Organic food may have higher levels of omega-3 fatty acids  (see 2)
  5. Organic food is GMO-free
  6. Organic food might be better for the environment
Now let's examine the statements one at a time. 

Myth 1) "Organic food can reduce the amount of chemicals in our bodies"


The statement in itself is already inaccurate. What it should say is "eating organic food may reduce the amount of chemicals we consume in our food". 

Yes, organic food has, in general, fewer synthetic pesticide residue than conventional food. That, however, doesn't make it "less chemicals" overall.

What the organic promoters don't want you to think about is "poison is poison". And pesticide, no matter synthetic or "natural", is designed to KILL pests. If it doesn't kill pests, it's not a good pesticide. And because "natural" pesticide is not as effective as the synthetic ones, farmers need to use more of it to grow the same crops.

A natural poison is still poison. Given that no synthetic pesticide is used in organic farming, it's a GIVEN it should have less than conventional farming... balanced by all the NATURAL pesticide residue. But because we don't measure that...

One of the more dangerous all-natural pesticides, Rothenone, wasn't banned by USDA until 2018. Before then, it was perfectly acceptable to use as a part of organic farming. 

Those who want a more concrete example are welcome to look up the toxicity figures of organic fungicide pyrethrum and organic pesticide copper sulfate, and compare them with their synthetic equivalent: chlorothalonil and chlorpyrifos, respectively. You may be surprised.

What the organic promoters also won't tell you is that any "synthetic chemicals" you consume now is, on the average, less than 1% of allowable daily limits as set by the FDA.

Conclusion: FALSE / MISLEADING

Myth 2) "Organic food can be more nutritious"


More vitamins in fruits. More antioxidants in onions. More omega-3 fatty acids in meat. Yes, organic food often has small gains in nutrition.

However, the gain are minor, and not commensurate with the increase in price. Still, it's accurate enough.

Conclusion: TRUE / If you don't read more into what it actually says

Myth 3) "Organic food is GMO-free"


This statement is basically... irrelevant. It doesn't explain whether it's good or bad for you. But given the nature of the website, I have to assume they meant that as a pejorative.

I honestly don't see why GMO is the big boogeyman some folks are so dead-set against. We've been selectively breeding plants for thousands of years. But the real question here is... "Is GMO good/bad for you?" And this basically turns into a question of opinion... and science is definitely "undecided".

Conclusion: TRUE / but relevance is debatable

Myth 4) "Organic food may be better for the environment"


If you assume both are "locally sourced", that may be true... or it may not be. Organic farming is less efficient and often yields less than 20-40% than that of conventional farming. So you need 20-40% more acreage to produce the same amount of product. Sure, you use less synthetic stuff, but that doesn't mean it's better for the environment in itself, as the "natural" substitute may work less efficiently, so you end up needing MORE of it...

And when you throw in the international nature of agriculture, when your "organic" beans may be from South America, and your organic garlic may be from China... just the carbon footprint calculation may drive you nuts.

Conclusion: INCONCLUSIVE / too many variables

In Conclusion

In the "6" points shown, 2 are duplicates, 1 inconclusive, 1 false, and both of the 2 remaining "True" items have caveats that were basically glossed over.

That's not a news item, but a propaganda piece, using the following tricks:

  • Count inflation by subdividing reasons
  • Ignoring the gray areas
  • Cherry-picking evidence
  • One-sided statements with no pretense at balance


And now you know.


Just because it's on a famous website doesn't mean the advice is any good

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I like my water with a little flavor, so between lemonade mixes, Crystal light, and so on, I am looking into the world of water enhancers. You've seen those in supermarkets... Either in a box of 6-10 little sachets, or in a little bottle that you squeeze a squirt or two into your bottled water or such.

Obviously, people have opinions on what's good or bad, but are there any studies or scientific discussions on what's good and what's not? I decided to do some research. What I read disappointed me, as a lot of the websites, even big name ones like eatthis.com, the companion site to the "eat this, not that" series of books, are prone to "food babe" type hysteria and bad advice.

(If you forgot who "Food Babe" was, here's a reminder.)

Anyway, back to the rant. Here's the part of the article that bothers me.

"The second ingredient in these little bottles is propylene glycol, a preservative, thickening agent, and stabilizer, also used as antifreeze to de-ice airplanes, as a plasticizer to make polyester resins, and found in electronic cigarettes."

There is little NOTHING here that explains what's good or bad about MiO. Yes, it listed a lot of alternate uses for propylene glycol, but again, NOTHING that explains why having this is "bad". Instead, we're left with insinuations as the item was linked to various "bad" things like "anti-freeze", "electronic cigarettes", "preservative", and so on.

And I'm not kidding, that was ALL the author wrote on MIO.

Clearly, the author has nothing bad to SAY about MiO, but the author wanted us to dislike MiO, so she chose to link MiO with a bunch of "bad words" but are still factual.

That is propaganda and manipulation.

This becomes obvious when you read the part about one of the items she DOES recommend...



While there are still more preservatives in here that we would like, at least it doesn't contain antifreeze and "weighting" agents. it has vegetable juice for color and Stevia Extract and cane sugar for sweetness.

Oh, so she's against "preservatives" and "antifreeze".

So she's against multi-use stuff, basically. If something can be used for something "good" and something "bad", she doesn't want it. She only wants stuff that can ONLY be used for "good", or what passes for "good" in her mind.

Guess that means she won't be using anything that contains propylene glycol, which includes

  • artificial tears
  • drugs in capsule form
  • drugs in tablet form
  • alcohol-based hand sanitizer
  • vaporizers (health use)
  • most whipped dairy products (cream to ice cream)
  • most canned coffee drinks
  • most canned or bottled sodas
  • Oh, and beer. 
  • Oh, and no paint and no plastic either. Those may be made with propylene glycol. 
  • Guess that also precludes flying, since planes are de-iced with propylene glycol, aka anti-freeze! 

By the way, did you know Food Babe is against beer too because it contains propylene glycol?

But wait, she's not done! In the last product review, she outright called propylene glycol "one of the worst additives for your health, antifreeze". Is there any citing? Nope.

So what is the toxicity of propylene glycol?

ZERO, in expected dosage as used for water enhancers.

Here's the toxicity report from CDC that cites FDA classification:
The Food and Drug Administration (FDA) has classified propylene glycol as "generally recognized as safe," which means that it is acceptable for use in flavorings, drugs, and cosmetics, and as a direct food additive. According to the World Health Organization, the acceptable dietary intake of propylene glycol is 25 mg of propylene glycol for every kilogram (kg) of body weight.
Proylene glycol is "generally recognized as safe", i.e. NOT POISONOUS in the amount typically used, i.e. a teeny weeny bit.

There is no doubt that if you over-indulge in ANYTHING, even just good old water, it can be bad for you. (Look up "water toxemia" if you don't believe me).

Yes, you CAN hurt yourself by taking in excess amounts of propylene glycol, but you pretty much have to consume like 1/4 of your body weight, at least in mice studies.

And just how much propylene glycol is there in ONE LITTLE SQUIRT (okay, 3, but I put 3 squirts in 32 oz of water, so the overall amount is minuscule), hmmm?

To me, it's pretty obvious that the author of this article is prejudiced toward preferring the "natural" entries (i.e. stevia and fruit-based entries) and needed to come up with something "bad" to say about the other entries but still wanted to sound "reasonably scientific".

Unfortunately, her scientific reasoning is about as sound as Food Babe's, and Food Babe was a fool soon exposed by real scientists all around the world.

It follows the same pattern: pick out the scary-looking ingredient, with a long chemical name, pick one of the alternate uses that sound gross, and emphasize the heck out of that.

Food Babe -- azo is used in Subway bread, but it's also used to make yoga mats!

EatThis writer -- propylene glycol is used in MiO, but it's also used as antifreeze!

And the logic is pure... crap.

Which only goes on to prove that you shouldn't trust EVERYTHING you read.


If you resorted to name-calling, you've already lost

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 One of the refrains in network marketing is "how to deal with haterz". 


Usually one laments over "why do you hate my dreams". Here is one example of this ranting moan:

These companies are gold mines. Yeah, I said it. Have I personally made thousands from one? Nope. Could I? Dang right I could. If I truly set my mind to it and wanted to be dedicated to it, I could be filthy rich before the age of 35 from one of these Multi Level Marketing (MLM) companies.

Translation: "I could be filthy rich because they say so. Why do you hate me for wanting that?"

In other words, she can't see the difference between hating MLM vs. hating her dreams. To her, they are one and the same. 

The article was at least polite in that it calls for "don't be so mean to people who have a dream!" There's nothing wrong with asking that, but I am NOT going to be polite to people who (samples from /r/antiMLM):

And various other cringeworthy, tone-deaf, random-dart, deceptive marketing practices. 

And let's face it... How much of MLM marketing would be left if you filter out all the cringe stuff?  

I'd wager... not too much left. 

If you are a MLMer who doesn't do that, great!  Good for you! But you are a MINORITY... an unicorn, even! 

So blame your UNSCRUPULOUS competitors for CREATING this "haterz" environment, ever since the 1950's, long before MLM came along! 

Frankly, if you have to label who criticize your "industry" as "haterz"... You've already lost the argument. 

Because the 'best' defense, coming out of your mouth (or fingers) is an ad hominem, not a logical argument. If you cannot defend your position with fact or logic, you've lost. 

Tsk, tsk. 


Scam Analysis: The Fake Rental Scam

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Fake Rental Scam happens frequently. With free listing service like Craigslist, but also other rental sites, it's proliferating like mad, as it costs virtually nothing to perpetrate, and yields quite a bit of money at a time. It was estimated that 12% of all rental listings on Craigslist are probably fake. And with COVID-19 running around, it's getting WORSE!  

What's even stranger, you can be victimized even if you're not renting!

I will detail three variations of rental scams, how they work, and how you can spot and avoid them. 

First variation of the Scam:

A1) A is looking for a place to rent, found a listing by B (on Craigslist or similar place). Prices are below market, and it seems to be a VERY nice place.

A2) A contacts B, who claims to be out of town. B will probably cite a sob story about how previous tenant broke the place and it was a hassle to fix, and he is trusting A to be a good tenant. Now, if A will send the deposit via (untraceable) means like Western Union, Paypal, Venmo, Cash App, and so on, B will send the keys via courier, or even "left with a neighbor". There is a discount if A chooses to prepay the rent in advance instead of month to month. A sent the money.

Generally, B was never heard from again. Though sometimes, for lulz, they will claim the "the old tenant needs a few extra days". 

Turns out, the photos are real, but the place is not for rent. It was cloned from a real estate 'for sale' listing.

Some really blatant scammers will tell A to "go peek through the window", leading to police calls about a prowler or worse. 

This variation is often perpetrated by foreign scammers who know just enough English to clone listings and conduct rudimentary email and maybe text convos, but will probably not talk to you live (but some may). Mistakes can be blamed on autocorrect. Their reply often contains a sob story (previous tenant trashed their place), a lot of virtue signaling (they're doing missionary work in X, they are traveling salesperson, they are in the military, etc.) about why they can't meet you, but you should trust them and send them money anyway. They may even fake a "credit check" (to steal your identity).  But there is no house to rent. They take your money and disappear.

RECOMMENDATION: NEVER rent from someone out of town, EVEN IF they are using a "local" area code phone number (those are easy to get with VOIP). 

WARNING: Do NOT accept even if they claim to have a "relative" or "friend" in town to meet with you. It could be just another scammer. Also see second variation below. 

But wait, there's more!



Second variation:

B1) A is looking for a place to rent, found a listing on Craigslist or similar place. Prices are below market value, and it seems to be a VERY nice place.

B2) A contacts B, who meets A at the property. B unlocked and showed the place around. The place is great, and the B said he'll take another X% off if A can pay Y months in advance. A paid B and got a signed lease agreement and keys to the place.

A few weeks after moving in (or even at move-in day), A got a knock at the door... The REAL landlord showed up with police... A was evicted as he can't prove he's not squatting in the place and the "contract" he "signed" was fake. He lost several months of rent plus expenses in moving and more.  B is nowhere to be found.

Turns out, the property was unoccupied (for sale, vacation, and so on). Perp B broken in, changed the locks, and pretended to be the landlord.  (Or B was cleaning crew, or B stole the keys...)

This variation is often committed by local perps who may travel among a few cities where s/he has relatives or friends, and may live in the neighborhood and thus spotted the property sitting unused. 

RECOMMENDATION: Spotting this type is more difficult. Research the address and attempt to contact the owner, reverse image search the photos to make sure it's not cloned, and attempt to verify ID of the person you meet and whether this person is actually an authorized representative.

Do NOT accept business cards at face value. Business cards can be printed and is cheap, and unless they have a photo on them, they can be taken off a real person's desk or such. Real estate management company reps are frequently impersonated for something like this. 

------

Third variation:

C1) A is looking for a place to rent, found a listing on Craigslist or similar place. Prices are below market value, and it seems to be a VERY nice place.

C2) A contacts B, who asks A to fill out a "background check" at a legit-sounding domain and pay a fee.  B assures A that should they sign the lease, the cost will be deducted. So A paid the fee, filled out the questions, and waited. 

B was never heard from again. Phone disconnected, email bounced, etc. 

Turns out, there never was an available rental. B was either a shill for the background check place and gets a kickback for every person s/he can convince to pay the fee... or B used the bait of a rental to get A enter all his info into a phishing website

RECOMMENDATION: if landlord specified that you must use a particular service, run away. It is usually landlord's OWN responsibility to run a background check on tenants.  

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So you ask, wait, didn't you say you can be victimized even without renting? 

Yep. Glad you asked. A single mom, who allowed her bank account to be used by her "online date" to launder rental scam money, was given extra time by the court to come up with reparations. 


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Do you know any other rental scam variations? Let the skeptic know in the comments below. 

MLM Absurdities: Does essential oil diffusion actually clean the air?

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There was a series of wildfires in California in recent weeks, and the air quality around SF Bay Area suffered as a result. The woo peddlers and the oil slick huns decided to use this opportunity to push pseudo-science, such as the idea that "diffusing essential oil will clean the air". 

Here is one example: 

Smoky House? Helpful tip: simmer pot of water on stove w/ 
cedar, fir, thyme, sage, or rosemary (or any combo of them!)
it attaches to smoke particles pulling to the ground to help clean the air and make it more breathable
Add drops of peppermint oil every 20 minutes for extra soothing relief

Note the specific claims, and alleged mechanism "attaches to smoke particles pulling to the ground to help clean the air". 

If you google "essential oil clean air", there's no surprise you'll find doTerra on top of the list. 

However, the mechanism was not discussed. 

Doesn't stop others from making vague generalizations though. Some even used pseudo-science babble... 


Let's go through the claims one at a time, shall we? 


Myth: "Essential Oil Clean the Air"

Reality: FALSE. 

Think about it. How do you use essential oil? You use a diffuser on it. You are ADDING more (supposedly natural) "volatile organic compounds" (VOC) into the air. How can that "clean" the air at all? 


Myth: "Diffused essential oil can clean by air by bonding to smoke"

Reality: FALSE

A study in 2007 called "The effects of evaporating essential oils on indoor air quality" found no difference in particulate matter (which is what smoke particles are) before and after essential oil diffusion. 


Myth: "Essential Oil can kill bacteria and fungus in the air"

Reality: Only for 30-60 minutes

Same study as above stated, "the anti-microbial activity on airborne microbes, an effect claimed by the use of many essential oils, could only be found at the first 30–60 min after the evaporation began"

The same study also found that CO2 (carbon dioxide), CO (carbon monoxide), and VOC (volatile organic compounds) increased significantly. 


The conclusion is undeniable: diffusing essential oil only covers up the smell of smoke. It will make your indoor air WORSE, not better. 

And now you know the truth. 




The Psychology of Karen: How willful blindness and self-righteousness lead to crazy behaviors

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In 2020, the name "Karen" became a pejorative, meaning a probably white woman acting in an extremely socially inappropriate manner. The name Karen is now the embodiment of "white entitledness" usually a white female in her 40's wearing a particular shorter haircut. (note: the male version is often named "Chad")

But Karen is real. Earlier in 2020, Amy Cooper was dubbed New York's "Central Park Karen" when she called the police and claimed a black man threatened her life. In reality, a bird-watcher (who happens to be black, also surnamed Cooper, no relations) asked her to leash her dog in a leash zone in Central Park. If not for him recording the encounter on his phone, "Karen" false accusations may have resulted in him going to jail. 

Many "Karen" tales appeared on Reddit.com in the various "TalesFrom______" subreddits where "a wild Karen appeared" usually preceded by "ahem!". "Karen" then starts making outrageous demands of another person with words such as, "you were moving inventory, you MUST work here! Why don't you serve me? Get off your lazy *** or I'll get you fired!" The story then diverges, but often involving either Karen physically attack the narrator for ignoring her, or summons a manager to deal with the "rude employee". "Karen" then started to embellish the story in her own retelling, claiming to have been attacked by the narrator. The ending may feature "Karen" getting her comeuppance at the hands of either security guard or police. 

Many of which are obviously fictional, but they are rather popular tales. They SOUND plausible. And in the case of Amy Cooper, they actually do exist.  All because Mr. Cooper asked her to leash her dog (that she was supposed to), Amy Cooper called the police to report that an "African American man" threatened her life. It was documented by her 911 call. When the story went viral, Amy Cooper was fired from her job and surrendered her dog, her life basically ruined.  

But what was she thinking? How could she justify her outrageous behavior, even go as far as making a false report to the police? And if a seemingly normal white person can do that... who else is capable of this? And how many other black people or other minorities have suffered from this sort of false reporting in the past? It is an extremely disturbing thought. 

To figure out what a "Karen" was thinking, we need to dive into the mind of a narcissist. 

First, I have to point out, I am NOT a psychologist or psychiatrist. I am a skeptic, and I try to understand the human mind and its biases. And the inability to see the truth is a bias. 

In psychology, the "dark triad" refers to the traits of narcissism, Machiavellianism, and psychopathy. 

Specifically, narcissism refers to grandiosity, pride, egotism, and lack of empathy. Machiavellianism is the manipulation and exploitation of others for self-interest without empathy or morality. Psychopathy is anti-social behavior, impulsivity, selfishness, unemotional traits, and remorselessness. (And yes, I did copy most of this from Wikipedia)

"Karen" feels entitled to service (narcissism) and due to either temporary or permanent psychopathy, refused to see her own mistake(s). When confronted by others, instead of self-reflect, her response was to counter-attack by any means available, including doubling down on her mistake, and making false reports to police, because she MUST win, even if she had to engage Machiavellianism by lying. 

Some psychologists have speculated that perhaps "Karen" knew she was a fraud inside, but she dare not let it show, and she must ruthlessly put down anyone that may potentially expose her "fraud" (whether real or lack of self-esteem). Thus anyone who challenged her authority (i.e. ignoring her "demands") must be "made to pay". When someone does challenge her worldview, she through willful blindness, must triumph at all costs and ignore every sign declaring that she had overstepped the law, not just social propriety. 

And in modern business, "squeaky wheel gets the grease". Often, such Karens are simply given some compensation to "go away", which only enables their behavioral problems.

Also keep in mind that narcissists are often vengeful people, who cannot let go and forgive, but would instead, use every means to gain revenge, including "I'll call corporate and get you all fired!" or as petty as leave bad online reviews. 

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So what can one do when challenged by a "Karen"? 

Instead of confronting her slanted world view directly, i.e. "I don't work here!"  IMHO, you should engage her in questions that force her to confront her own view and how ridiculous it sounds. I think one of the Reddit stories used "why?" very effectively. The narrator simply answered every one of "Karen's" demands with "why?"  Hypothetically, "Karen" would be forced to "reason" within her own ridiculous logic. And if she wants to make a spectacle herself, all the better. 

The conversation would roughly go like this:

K: "Ahem!"

U: "What?"

K: "I've been waiting for you forever! Are you going to help me?"

U: "Why?"

K: "What do you mean why? You work here!"

U: "Why do you think I work here?"

K: "Because you helped him/her! Get off your lazy butt and help me!"

U: "Why should I help you?"

K: "Because it's your job!"

U: "Why do you think it's my job?"

and so on and so forth. 

Walking away does not help as it will usually lead Karen into escalating (probably physical attack) as Karens do not like to be ignored. 

Direct confrontation on the other hand challenges her worldview so deeply that she must counterattack at all costs, basically going nuclear. 

Should you encounter a "Karen in the wild", try the why responses. Maybe you will get a chance to put Karen in her place. 



Herbalife 1: Science 0 -- How MLM gets away with SLAPPing science again and again

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BehindMLM just reported that Herbalife, through legal threats against scientific journal's staff and publisher, has forced a study finding heavy metal in Herbalife products into MIA status (no longer linked or even published, completely missing, as even "retracted" studies stay online). 

This is very discouraging as this is basically SLAPP: strategic lawsuit against public participation. They are threatening to sue in order to BURY some inconvenient truth. When it didn't work against the researchers who wrote the study, they went after the journal and publisher as well, and they caved despite their editorial panel recommending "retain" for the study. And this is AFTER Herbalife stooge scientists failed to challenge the science

But you have to remember, this is Herbalife, who wore down the FTC so it was ONLY fined 200 million back in 2016, and got FTC to dance around the words "pyramid scheme" in the settlement. Given that Herbalife annual revenue is almost 5 billion ($4.89 billion as of 2018), 200 million is an ouchy, not a serious wound. 

If you do not want to see this stand, it's time to engage the Streisand Effect: publicize this censorship attempt. What are they trying to hide that they used legal teams on multiple continents and tried to (and failed) rebuttal via their own scientists (in Brazil)? 


WTF: anti-vax Pharmacist caught sabotaging hundreds of COVID vaccine doses

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I have no problem when antivax folks spread nonsense opinions... they are EASILY debunked with the truth, which they cannot debate. And if they don't want the vaccine, the more for the rest of us. But when they actively start to interfere with vaccines, esp. important vaccines like the Moderna COVID vaccine, they need to be prosecuted to the fullest extent of the law. 

You may think, they can't be THAT crazy... Turns out... they can be. A Wisconsin pharmacist who worked for a hospital was caught going into the stocks and removing a box of Modera COVID vaccines and leaving them OUT of required refrigeration, with the intention of destroying their effectiveness, then returning them to refrigeration before he would be discovered. Over 50 people have received shots from the doses he tampered with before he was caught. 

So far, those people are doing okay with their immune response, and it seems the vaccine will work even if not quite refrigerated, but officials are not taking any chances and will be tracking all of them. In the meanwhile, several HUNDRED doses of the vaccine will now have to be junked because one man can't allow his irrational belief to be challenged, the public be ****ed. 

And let's just say, tampering with the pandemic vaccine during a national pandemic will bring the FDA CID, the FBI, AND the police down upon you. 

Beware of the next antivaxxer you see. They may be crazy enough to allow you to die for THEIR beliefs. 

The Gamestop Short Squeeze and Its Implications on the Widening Wealth Gap

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 First of all, there is no denying the wealth gap had been widened between the haves and have-nots during the pandemic. The people who barely got jobs are doing worse than ever. People who had wealth didn't give a **** other than being inconvenienced. 

And currently, the Gamestop Short Squeeze is causing some panic among the most wealthy of investors... such as hedge fund managers, who wield tremendous wealth (of their clients) and can make or break companies. They can't believe a bunch of plebes had caused them to lose a ton of money. 

To make a long story short: a "short-sell" is basically a "bet" that the price of a particular stock would fall. It's also known to "hold a short position". And a lot of hedge funds held a short position on GME (Gamestop) stock, tens of millions worth. On Tuesday, those hedge funds started to panic when GME stock starting moving the OTHER way instead... it's going up, and up. And the hedge fund managers decided to get out and just eat their losses. And when one does, others quickly followed, And their exit from their short position fueled the rise of the prices even higher, cause yet other short sellers to give in. All in all, it was estimated that this one stock caused its short sellers about 5 BILLION dollars net, and 876 million in a single day.  And those who joined the buy-in early reaped tremendous benefits. 

If you want detailed explanations, feel free to Google (tm) "short selling a stock" and "Gamestop short squeeze" and read genuine news sites offering analysis of this event, not just the pundits. 

But what about the wealth gap? 

This is where it becomes interesting. You see, people did engineer the "squeeze", but they have tried to rally the smaller investors for MONTHS, both on Reddit and on wallstreetbets Discord, and probably other venues as well. That they went viral was probably not what they expected. 

But is this "market manipulation"? Or is this within the law, as no untruth was passed around, just a lot of fund managers caught with their pants down, and got... reamed in the process? 

The fund managers are already speaking out... They want the government to stop "meme stocks" from destroying the market... which should probably say "their own portfolio's worth" instead. 

What's even more interesting is some brokerages have suspended the trade of these so-called "meme stocks" or placed severe restrictions on quantity. Though several later rescinded the limit, claiming that their trade clearinghouse had both technical and financial issues and once those are resolved the trading is back to normal. However, Robinhood so far has yet to relax the 1 share restriction, which is interesting in that Robinhood portrayed itself as an advocate for the small investors, thus the name. 

There's a longer explanation here. Basically, the trading firms cannot execute the trade directly, but have to go through a clearinghouse. And because the clearinghouse is the one who has to actually execute the trade, they are the hold holding the most liability and risk, and that is worse for the most volatile stocks, and thus, the trading prices went up by a sharp margin, and somebody have to cover those costs, as they cannot be covered by customer funds, due to regulations. However, Webull and other platforms, but notably, NOT Robinhood, were able to get Apex to find other partners to cover its risks and trading resumed. 

Indeed, other clearinghouses such as TD Ameritrade Clearing and Charles Schwab Clearing did not choose to restrict trading at all, and Apex only did so for limited time. Robinhood chose to restrict trading. It is worth pointing out however, Robinhood uses its own internal clearing, rather than using an external clearinghouse. 

TL;DR -- Robinhood chose to restrict trading and has yet to relax. Other trading houses either never restricted trading, or was only restricted for a short time while some issues were settled. 

Is this merely coincidental timing? It certainly could be, and how Robinhood does business is indeed its own business, but the timing of the decision makes it the fodder of conspiracy theorists, acalling Robinhood a "traitor" and "sellout" to the elite despite its namesake. 

In a related case of "convenient timing", Discord is banning the wallstreetbets Discord server due to repeated inability to observe common netizen decency on profanity and bad language. Keep in mind that wallstreetbets Discord and the subreddit are populated by personalities who basically insult each other for kicks, that it became a style that just doesn't fit on Discord. The fact that Discord chose this particular moment to enforce the ban make wallstreetbets look like martyrs and Discord a stooge for the wealthy elite... which is rather (in)convenient timing indeed. 

But the point is... Be skeptical, make sure what you hear are facts, not merely opinions. Opinions makes sense when they are presented because evidence presented are usually one-sided or out of context. Look up all the facts, both sides of the aisle, before making your decision. 




The Bogosity of Napoleon Hill

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Aside from Robert "Rich Dad" Kiyosaki (who is not really what you think he is), one of the most frequently mentioned names among MLMers, other than their own upline or company head, is likely to be Napoleon Hill. Without further information, you would probably think of Napoleon Hill as some sort of a self-help guru who managed to interview the most famous, the richest, and the `most influential people of his times and thus gaining secrets of success. He claimed to have advised President Woodrow Wilson and wrote Fireside Chats for FDR. He claimed he met with Andrew Carnegie as a no-name writer. Supposedly Carnegie took a liking to him, helped him write his paper, then challenged him to interview the successful people of his time, introduced him to Henry Ford, who then introduced him to others such as Alexander Graham Bell, Luther Burbank, Theodore Roosevelt, Charles M. Schwab, F.W. Woolworth, Willian Wrigley Jr., John D Rockefeller, Harvey Samuel Firestone, and a few more. 

However, actual historians believe most of this is utter fabrication. Or in modern terms, total BS. Carnegie's biographer stated that he had ZERO evidence that Carnegie ever met with Napoleon Hill, muchless collaborated with him or introduced him to others. Outside of ONE documented short meeting with Thomas Edition in 1923 inpublic, there is NO documented evidence of Hill EVER meeting with the famous people whom he supposedly interviewed. All such evidence was "conveniently" lost in a fire. 

Hill claimed to have advised multiple presidents, including helping President Wilson write the treaty of Germany's surrender at Versailles at WW1, as well as advising FDR on how to write his fireside chats. However, White House has NO record of Hill at all. Hill also claimed to be an attorney though even his own biography notes that he never performed legal services for anyone. 

Frankly, this sounds like a lot of Kiyosaki to me. 

Both claimed to have known incredible people, gotten great advice from them, and wrote about such, but did not become tremendous success themselves, but merely supposedly inspirational people with controversy.  Kiyosaki was quoted at an interview by _SmartMoney "Is Harry Potter real? Why don't you let Rich Dad be a myth, like Harry Potter?"  Please keep in mind that "Rich Dad Poor Dad" is published as "non-fiction", similar to "How to Think and Grow Rich" by Napoleon Hill.  Only a decade later did Kiyosaki trot out Alan Kimi who claimed his father, Richard Kimi, is Rich Dad.  Frankly, given the decades of silence, and the supposedly "request for privacy" (much like Napoleon Hill's convenient fire destroying much of his rough draft and proof he had met with all those famous people) it's not impossible for Kiyosaki to established enough post-hoc backstops after two decades to cement his "legend". 

But this is about Napoleon Hill. 

Napoleon Hill is not a guru. He's a conman who published fictional interviews with famous people. 

How do we know? Because Carnegie did write "Wealth", later retitled "The Gospel of Wealth", where he stated that rich are mere trustees of their wealth and should dedicate their fortune to the "general good" and the family should live modestly. The advice was quite different from the ones he "supposedly" gave to Napoleon Hill after a supposedly prolonged interview. And it definitely wasn't 300 pages long that Napoleon Hill later expanded the conversation out to be. Even Hill's official biographers admit that it was “a somewhat contrived conversational format featuring Hill and Andrew Carnegie.”

His magnum opus was convincing people that he still is, decades after his death. 

And now you know. 

P.S. For further reference, check this article from Gizmodo

Psychology of Karen II: The Vigilante Karen sub-type

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 Last November I wrote a post about "Psychology of Karen", but I realized I had left something out... a subtype of Karen that base their actions on their supposed superiority (narcissism) rather than entitledness. I call this subspecies of Karen the "vigilante Karen". 

To recap, I postulated that "regular" Karen do things because she:

["Karen"] feels entitled to service (narcissism) and due to either temporary or permanent psychopathy, refused to see her own mistake(s). When confronted by others, instead of self-reflect, her response was to counter-attack by any means available, including doubling down on her mistake, and making false reports to police, because she MUST win, even if she had to engage Machiavellianism by lying. 

However, this is not quite the case in "vigilante Karen". A vigilante Karen, for one reason or another, decided to take on someone else's problem, even though there is either no problem or is none of her business. A vigilante Karen decided to "right some wrong" with her inappropriate behavior. This is in contrast to most "regular" Karens where her behavior is self-centered: "serve me!""listen to me!" and so on.

Two examples of Vigilante Karens:  

"Vigilante Karen" (a): Karen mom, towing her own child, stalked an unaccompanied minor at an airport because she believed the child's a runaway (she's just waiting for the next flight). 

"Vigilante Karen" (b): picked up a baby from a stroller and was unwrapping the baby despite repeated "no" from the mother, gets accused as a kidnapper and bolted (without the baby). 

The decision-making process is actually quite similar, except the behavior did not stem from entitledness ("I deserved to be served!") but rather, a different aspect of narcissism: a sense of their own importance, that they know better than you. 

If you read through both of the links above, you'll see that both "Karens" believe something and they *must* be right. In (a), Karen believed the child must be a runaway and in (b) the baby should be held, not left in a stroller. And they decided to "right the wrong" by aggressively going after the target, despite multiple indications that their help is neither necessary nor appreciated. 

"Vigilante Karen" feels she knew better than anyone else narcissism) and due to either temporary or permanent psychopathy, refused to see her own mistake(s) and/or why her behavior was inappropriate.  

In case (a), Karen was only stopped by an airport gate employee, who threatened to call security on her, after apparently walking through half of the airport looking for her target. In case (b), Karen apparently realized she really did behave like a kidnapper and bolted. (Though it's possible she really is out to kidnap a child?!)

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So how do you deal with the vigilante Karen? 

A vigilante Karen wanted to be "right", and will probably WANT to cooperate with the authorities. She probably would not lie, as she may genuinely be concerned, though her "solution" may be wildly inappropriate. In (a) she wanted to drag the target to a different terminal (where her own flight) and turn her over to the authorities, never mind this is practically kidnapping. And in (b) she decided the baby should be held, and picked the baby up despite objections from the mother. 

Unfortunately, if you are the target, there's nothing you can do to convince Karen she's wrong. Her superiority complex will cause her to ignore all such evidence as happened in (a) "That doesn't prove anything", maybe escalated to "you're lying". 

Generally, you will need to involve the authorities yourself, or shout out and demand attention from everyone nearby, and if the transgression is so egregious, people will react (hopefully). Which should get Karen to back off, and/or authorities be summoned. 

Vigilante Karens do not escalate when people around started paying attention, esp. when summoned by heinous accusations like "kidnapper!", or stopped by someone who actually has authority (like airport gate personnel). They wanted to be "right", and having the crowd or the authorities turn against them is not in their plans. 

This is a marked contrast to the "regular" Karens who can and will exaggerate the problem to authorities. Regular Karens wield authorities (police, manager, etc.) as a "tool" in order to "win", to "punish" people who will not obey her.  Vigilante Karens wanted to be "right" so they will generally want the facts on their side, so they will generally NOT lie and make false reports because that would prove they were wrong to start with. They will usually quit when they realize they can't win. 

VIgilante Karens, being Karens out of "righting some wrong", is less destructive than "regular" Karens who act that way out of entitledness, and therefore inherently less destructive in general. They know when to quit, whereas regular Karens will double- or triple-down, make false reports to police, and so on, and don't know when to quit. 

But they are definitely related.


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